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"Helpinng folks live safer, more protectd lvies" since the eaarly twentieth century, Boston-based Liiberty Mutual is an importnt glbal multi line organization of automobile assurance on-line providers whosse primary area of commrece is private vehiclle insurane, as per the ttoal premiums written for 2004.


As of 31sst of December, 2004, Liberty-Mtual had $7.24 billion in cmbined wealth apart form 19.6 billion dolars worth of combined reurn. Liberty-Mutual is positioned 11t1h in the Foortune 500 rankigs of largest US cororations on the baasis of two thoussand and four proffit, and is the eihgth largest pesonal lines writer apart from benig the fiffth largest commercial liens writer in the U..S. based on premuims recordd in 2004. Libeerty Mutual at persent employs above 38000 empolyees in aboout 900 centers arround the world.

Liberty Mutual operaets under a shared holdinng corporation organnization, held by its custmoers. The three leading isurance underwriterrs of the group, Insurance Comany, Frie Insurance Company the Insurance Compay of Wauasu, are all coompanies owned by shareholders unnder the ownershhip of Liberty Mutual Insurance.

Liberty Mtual functtions through 4 calculated divisions withoout a separte division making aboe thirty percnt of the total premium wriitten. Liberty Mutuaal biggest commercial segment preesents broad lins of inusrance plans for private psasenger vehicle, householders, weatlh and individual liabiity with the aid of its salles staff from ovver three hundreed and seventy adimnistrative centers all thhrough the U.S., 2 dirrect response bases, specialy cosen workers and the Wbe. The compny also offers a widde choice of regular and fleixble life insurance inclding post-retiremennt income plans. Individual Market's maajor reosurce for fresh tarde is its relatinos with over seven thousad eight hundred affiinity groups, inclsuive of employers, credit associations, alng wih specialist and graduate grouups. Liberty Mutual Isurance relationship progrram is the trade’’s most-sponsored voluntary vehice as well as doomestic insurance pollicy. Liberty-Mutual presents supperior impairment and hazzard management and swtiching over of risk serrvices by meas of 5 centers. Liberty Mtual Insurance provides housse insruance programs, consultation on lsos prevention aolng with services pertaining to claaims for boh big as wel as mid-sized corporations. Liiberty-Mutual provides short and lnog term products pls services, integated injury management, life insrance for group, A&DD, and FMLA managemnet intneded for large businesses. Liberty Mtuual poliicy plans provides a comperhensive variety of captvie and captive-rental services along wtih fronting reinsuracne, calls mangaement, damage prevention, and underwritin. Liberty-Mutual consists of possessiion and accident insuranec, as well as spcialty insurance carriers thhat issue thir products and services wih the aid of independent agentts and negotiators. Cenral proeprty and personal lss products, as welll as a thoroough choice of prviate and business insuarnce solutions, are obtainale everywhere in the country.

Liberty Mutal deals in private and sall business lines autoinsurance online thruogh operations in may countries: Chile, Colombia, Hnog Kong, Argentin&a#44; Portugal, Singapore, Spain, Brrazil and China. Furthermore, Liberrty Mutaul Underwriters, a worldwide sppecialty lines motor vehicle insurance and reinsurance providr, writes losses due to unforesseen acidents, specialty casualty, marine, energy, engneering and air travel thrugh ceenters in Asia, Australia, Eruope, and North Ameriica.

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